Terms & Conditions

Last Updated: May 8, 2026

Acceptance of Terms

By accessing and using the Abhisunray Inc website (abhisunray.com) and our financial services, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services.

Description of Services

Abhisunray Inc is a direct lender providing financial services to businesses, including working capital loans, revenue-based financing, business funding, and equipment financing. Our services are subject to eligibility requirements and approval processes that may vary based on your business profile and financial standing.

Eligibility

Our funding services are available to businesses operating in the United States. By submitting an application, you represent that you are authorized to act on behalf of the business entity and that all information provided is accurate and complete.

Application Process

Submitting a contact form or funding application does not guarantee approval. Abhisunray Inc reserves the right to approve or deny applications at our sole discretion. All funding decisions are based on our internal underwriting criteria and assessment of business qualifications.

Intellectual Property

All content on this website, including text, graphics, logos, and design elements, is the property of Abhisunray Inc and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our written permission.

Limitation of Liability

Abhisunray Inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our website or services. Our total liability to you for all claims shall not exceed the amount you have paid to us in the preceding twelve months.

Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis. Abhisunray Inc makes no representations or warranties of any kind, express or implied, regarding the completeness, accuracy, reliability, or availability of our website or services.

SMS Terms & Conditions

By opting in to receive SMS/MMS messages from Abhisunray Inc, you agree to the following terms:

• You consent to receive recurring marketing and promotional text messages from Abhisunray Inc, sent using an automated telephone dialing system (ATDS), regarding our financial products and services.
• Message frequency varies; you may receive up to 4 messages per month.
• Message and data rates may apply. Contact your wireless carrier for details about your messaging plan.
• You may opt out at any time by replying STOP to any message. After opting out, you will receive one final confirmation message and will no longer receive text messages from us.
• For assistance, reply HELP to any message or contact us at praveena@abhisunray.com.
• Consent is NOT a condition of purchase. You are not required to consent to receive text messages as a condition of obtaining any product or service from Abhisunray Inc.
• Supported carriers include but are not limited to AT&T, T-Mobile, Verizon, and Sprint. Service may not be available on all carriers.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Alabama, without regard to its conflict of law provisions. Any disputes arising from these terms shall be resolved in the courts of Montgomery County, Alabama.

Changes to These Terms

Abhisunray Inc reserves the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to this page. Your continued use of our website and services after changes are posted constitutes acceptance of the revised terms.

Contact Us

If you have questions about these Terms and Conditions, please contact us:

Abhisunray Inc
7120 Mobile Highway
Montgomery, AL 36105
Email: praveena@abhisunray.com